Zambia CDF Tracker

Utilisation

Where the money slows down — the journey from budget line to finished project.

The cascade

Allocated is not the same as used

Allocation is automatic — every constituency gets the same. Using the money is the hard part: Treasury has to release it, councils have to spend it, and projects have to finish. Each step leaks.

The cascade — pick a year

Allocated by the budget, released by the Treasury, utilised as reported by MLGRD — a national utilisation rate has been published for 2025 only, and where a stage is unpublished the bar says so rather than guessing.

The audit

What the Auditor-General found

The Auditor-General's 2024 CDF report examined 4,879 projects across all 156 constituencies. This is how they stood.

Continue: The Rural Lens

Rural share versus completion for all ten provinces — and what gets built where. The same money, very different terrain.

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